Priced by the businesses you run. Nothing else.
Every plan gets the same review queue, the same ledger, the same close-the-month checklist, the same plan, and the same payment guidelines. What changes is how many active entities you run, how much AI review is included before overage applies, and how much live bank connectivity comes with it. Not how many people you let in. Every figure below is read from the same catalog the product enforces — this page can't say one thing while the app does another.
What we promise about pricing
The price you sign up at holds for 24 months, from the day you sign up.
- Every Nummio price change is published, dated, forever, on our own price-history page. See the price history.
- Nothing that makes your books trustworthy is ever tier-gated: the audit log, the immutable ledger, period locking, reconciliation, both migration reports, and full export ship on every plan, trial included.
- Moving off QuickBooks is free on every plan, portfolio batch migration included.
- You can export everything and leave at any time, on every plan and during the trial. What the export contains.
- You're billed for active entities only. Dormant and closed entities are free and keep their history.
- No usage cap ever blocks reading your own books. A cap stops new automation, never reading, reporting, or export.
Unlimited users on every plan. Your accountant's seat is free, forever.
- Active entity
- 1
- Additional entities
- Upgrade to Portfolio
- AI Ops included / month
- 300
- AI Op overage
- $0.05 / op
- Bank institutions
- 2
- Connected bank accounts
- 4
- Balance refreshes / month
- 5
- Employee reimbursements
- Consolidated reports across entitiesNot included
- External accountant access
- Saved entity groups for reportingNot included
- Portfolio tax summaryNot included
- Active entities
- up to 3
- Additional entities
- $19.00 / entity / month
- AI Ops included / month
- 900
- AI Op overage
- $0.04 / op
- Bank institutions
- 6
- Connected bank accounts
- 15
- Balance refreshes / month
- 15
- Employee reimbursements
- Consolidated reports across entities
- External accountant access
- Saved entity groups for reporting
- Portfolio tax summary
- Active entities
- up to 8
- Additional entities
- $19.00 / entity / month, up to 12
- AI Ops included / month
- 2,400
- AI Op overage
- $0.03 / op
- Bank institutions
- 16
- Connected bank accounts
- 40
- Balance refreshes / month
- 40
- Employee reimbursements
- Consolidated reports across entities
- External accountant access
- Saved entity groups for reporting
- Portfolio tax summary
The allowance scales with your entity count, not just your plan name
Foundation covers one entity with 300 AI Ops included. Portfolio covers up to 3 entities with 900 AI Ops included. Holdings covers up to 8 entities with 2,400 AI Ops included. The allowance grows faster than the entity count itself, because more entities means more receipts and more categorizations to review, not just a bigger number on the invoice — read from the same catalog the product enforces, above.
Curious what running that same portfolio on QuickBooks would actually cost — one subscription per company, with consolidation still a spreadsheet on top? See the arithmetic, with your own entity count.
For firms: one invoice, your call per client.
- Wholesale is 30% off the client's retail tier, whichever tier that is.
- One consolidated invoice to the firm each month, not one per client.
- You choose per client: bill them yourself at wholesale and keep the spread, or let them pay us directly at retail.
- Bulk onboarding is included, including batch migration of a client's whole portfolio.
Firm pricing is set up in a conversation with us, the same way plans are today. What the accountant role sees, and what onboarding a client involves.
Every account starts the same way
Signing up starts a 30-day trial, no card required, whichever plan you had your eye on. The trial runs the full Portfolio feature set at up to 2 entities, so intercompany and combined statements are yours to try, not just read about. Why 30 days: long enough to close a real month.
When the trial ends, picking a plan happens in a conversation with us, not a checkout page: there's no self-serve plan selection or card form in the product yet, and we'd rather say that here than surprise you on day 30. Once your plan is set up, it runs as an ordinary monthly Stripe subscription, and your billing settings show the plan, the next invoice, and the card on file.
Prices are monthly. There's no annual billing yet, no per-seat add-ons, and no custom enterprise tier.
What's metered, and what counts
One AI Op is one receipt extraction or one AI categorization — the two operations that cost real money to run. Smaller cleanup passes, like normalizing a vendor name, don't count against your allowance. Each plan includes a monthly allowance, and the meter is visible in your settings: it turns amber at 80% and shows exactly what any overage will cost before it bills.
Live bank feeds are included on every plan, with the caps shown above on connected institutions, connected accounts, and on-demand balance refreshes. Those caps are hard — no overage billing on bank connectivity — and CSV statement import is always available regardless. No cap of any kind ever blocks reading, reporting on, or exporting the books you already have.
What happens at the limits
| The limit | What actually happens |
|---|---|
| AI Ops allowance | Processing never stops. Past your included allowance, each additional op bills as overage at your plan's per-op rate, on your monthly invoice. You're warned at 80%, and the running overage total is visible before it ever bills. |
| Active entities, bank institutions, connected accounts, balance refreshes | A cap stops new automation, never reading. The one action that would cross the cap — adding another entity, connecting another bank — is refused, and the message names the plan that lifts it. On Portfolio and Holdings an additional entity is the add-on rate shown above, arranged the same way plan changes are today. Every report, every export, and everything already in your books keeps working exactly as before. |
| A failed payment — or a trial that ends without a plan | Everything keeps working normally for a 14-day grace period. After that, your books go read-only: reading, reporting, and export all still work, nothing is deleted, and posting resumes the moment billing is sorted. Read-only is a billing state, never a usage-limit state. |
Not sure which plan fits?
Tell us how many entities and people you have and where your receipts come from — sizing this takes one email, not a sales call.