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We built Nummio because closing the books shouldn't take a week.

Small businesses end up doing their own bookkeeping, hiring a bookkeeper, or living with books that are always a month behind. We wanted a fourth option: books that stay current because the software does the sorting, and a person only steps in when something actually needs a decision.

Who's behind it

I'm Frank Shultz. I ran Infinite Blue, a software company, and today I operate several companies — some directly, some through investments with Hadley Point Capital. Every one of them needs books, and for years that meant a separate QuickBooks subscription per company, a spreadsheet to add them up, and a month-end that took a week. Nummio is the product I wanted to buy and couldn't.

I started it in 2026 and run it from my home outside Philadelphia, Pennsylvania. It's built the way I'd want a vendor I depend on to build: the ledger can't be quietly edited, the price you sign up at holds for 24 months, every price change is published, and you can export everything and leave whenever you like. Those aren't marketing lines — each one has a page you can hold us to: the price history, how we secure your books, and what we promise about support.

What we believe
Software should show its work. Every categorization Nummio proposes comes with the reasoning behind it, and you can override it in one tap. We'd rather earn your trust one transaction at a time than ask for it up front.
Who we build for
Owners running one business on their own, small teams running a few, and the accountants and bookkeepers who work across all of them. The same ledger, three ways of looking at it.

Questions about how we work?

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About — Nummio