Scheduled payments
Tell Nummio what leaves your accounts on a schedule so Today can see the dips coming.
What this is
Settings → Scheduled payments is where you list the regular money going out: rent or a lease, payroll, loan payments, tax payments, subscriptions. Nummio uses the list to project your cash forward and to warn you when a payment lands before the account can cover it. Nothing here posts to your books. A scheduled payment is a heads-up, not a bill; the real transaction still arrives through your bank feed or your capture, the same as always.
Adding one
Give it a name, pick the kind, enter the amount, say how often it repeats and when it's next due, and choose the account it leaves from. An end date is optional. If you run more than one business, pick which business it belongs to; the account has to belong to that business. Owners and Bookkeepers can add and edit; everyone else can see the list.
Pausing, editing, removing
- Pause a payment to keep it on the list without counting it, for example a lease with a rent holiday. Resume when it starts again.
- Edit changes the amount, timing, or account from the next occurrence on; what already happened is untouched.
- Remove takes it off the list for good. Past occurrences that matched a bank line are kept, so your history stays honest.
When a payment doesn't show up
Nummio watches your bank feed for each scheduled payment around its date and, when a matching line lands, moves the schedule on by itself. If a week passes with nothing matching, the payment is listed here as not seen yet, and Today mentions it. Answer "It went out" if you know it did (the feed will catch up), or "Skip this one" if it didn't happen this time. Either way the schedule moves on to the next date.
Ones Nummio spots for you
Once a week Nummio looks through what you've paid for the same vendor at a steady cadence and amount and lists anything that looks like it repeats under "Looks like these repeat." A suggestion counts for nothing until you accept it; "Not this" makes it go away.